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10 February 2018, 01:40 | Darnell Patrick
Whatsapp with UPI Based Payments at the Verge of Rollout
It also looks like the UPI-based payment feature has been rolled out to select WhatsApp users for now. It was recently spotted in beta on the internet. Although nothing else was mentioned, we may expect the particular version, if supporting voice calls, may also come with other features that have been introduced in the smartphones over the years. The feature is in the final stage of integration. Following this, the payment will be processed easily with a single tap followed by authentication via the UPI PIN. However, today's sighting is the first proper evidence of the UPI-based payment service on WhatsApp. Based on the screenshots shared by UI designer Nagender Rao Savanth, testers will have to verify their phone number via SMS to be able to use the government-backed Unified PaymentsInterface within the app.
In the beta renditions for the two iOS and Android, WhatsApp presently shows the payment feature and the rundown of accomplice banks. The latest option has been seen on WhatsApp's beta version 2.18.39, reportedWABetaInfo.
In India, there are many apps which have integrated UPI payments method. The option to send a payment is then available from the main WhatsApp interface, in the same area where you can also share a photo, video, file, contact or location into your chat session. India is WhatsApp's largest market with over 200 million users active daily users. India as a whole has surpassed the USA for the first time a year ago in total time spent using mobile apps per month, according to mobile analytics firm App Annie.
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In various developing countries, transferring money digitally is especially useful for local merchants and for friends and family to transfer funds among themselves.
WhatsApp is expected to roll out voice calling support to WhatsApp Web very soon. If reports are true, WhatsApp is already testing out a beta version of its payments app on its messaging platform using the UPI standard. With a massive user base of over 1.5 billion, WhatsApp will have an advantage over its competitors.
Whether WhatsApp has similar plans for users in other countries, is yet to be known.
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