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Delegation promotes Affordable Care Act enrollment
04 November 2018, 03:22 | Rodolfo Wallace
Mayor Bowser Kicks Off DC Health Link's 2019 Open Enrollment Period
Florida has traditionally led the nation in enrollment, with about 1.7 million enrolled in plans this year.
Open Enrollment began Thursday in DE for 2019 health insurance coverage under the Affordable Care Act (ACA). The legislation, also known as Obamacare, has become more popular with voters despite numerous repeal attempts. Those less-expensive plans can also deny coverage to people with pre-existing conditions.
At the same time a number of state attorneys general are filing legal actions aimed at overturning the Affordable Care Act.
As part of last year's federal tax bill that revised the Affordable Care Act passed under President Barack Obama, there's now no penalty on federal taxes for not having health insurance, but there is a state penalty in NY. Short-term health insurance is a flexible and low-priced major medical insurance for individuals without expensive pre-existing health conditions. "That access provides a critical connection to quality care in our state and to better health". The credits are only available if you buy insurance on the marketplace.
The deadline to enroll in a plan is December 15 so don't delay!
Get Covered New Jersey is the first coordinated health coverage public awareness campaign conducted by the State of New Jersey since the implementation of the Affordable Care Act (ACA). All marketplace plans are exclusive provider organizations (EPOs), meaning they do not provide out-of-network benefits, with few exceptions.
Insurance companies offering plans in 2019 are Healthy Alliance Life Insurance Company (Anthem), Ambetter from Home State Health (Celtic/Centene), Cigna and Medica. For 2018, that's between $16,753 and $48,560 for an individual or between $34,638 and $100,400 for a family of four. That cost drops to $201 when subsidies and tax credits are applied. They will also have options for longer duration short term health insurance plans that were not available a year ago. "If you need help walking through the enrollment process and understanding your options, we have in-person assisters who can help". In the past, consumers would pay a penalty if they were not enrolled in a health plan. Average rates for the 2019 lowest-cost silver and gold plans decreased from a year ago for the first time, while the lowest-cost bronze plans modestly increased. To get those lower prices, most of these plans do not cover prescription drugs, maternity care, mental health or substance abuse treatments. For small group plans, costs are expected to increase 0.1 percent.
Two insurers - Delta Dental of Delaware, Inc. and Dominion Dental Services, Inc. - will offer a collective 11 stand-alone dental plans on the Marketplace. This is the first enrollment since Congress removed the law's penalty for people who fail to carry health insurance.
Most marketplace shoppers will qualify for financial help to lower their costs.
The overall current average monthly premium in DE is $750, with the average premium reduced to $223 per month after tax credit.
Among the more than 24,500 current enrollees, 77 percent are re-enrollees and 23 percent are new enrollees for 2018.
Consumers should contact GCI at (866) 311-1119 or visit the GCI website to learn if they are eligible to receive financial assistance based on their income and family size. If you don't have coverage for 2019, you'll be on your own for major health care costs, but you won't be penalized at tax time. Today AgileHealthInsurance is the largest distributor of short term health insurance, providing a fast, online process for purchasing these plans.
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